When confronted with a commercial loss, entrusting YOUR business’s losses to a claim’s expert represents a strength and opportunity in your SWOT analysis. Commercial insurance policies are complex, often with contradicting policy language that requires navigating the policy with professional insight to ensure all aspects of a claim are thoroughly addressed and presented in a beneficial manner. The physical property damage is structural, content and inventory in nature for determining an estimated value, your business income loss requires a forensic accountant that protects you for loss of business income sustained as the result of a direct loss, a comprehensive analysis of the actual sustained loss sustained during the Period of Restoration.

A PROVEN RESOURCE: 

• Business Interruption – Identify policy coverage, evaluate scope of interruption, implementing contingency plans to minimize losses and establish financial claims.


• Analyze insurance policy coverage, policy endorsements, date and cause of loss, verify loss is covered under your insurance policy, review insurance carrier’s estimate and correspondence for overlooked and missed applied coverages.


• Initiate our comprehensive claim process:
  • Write a through Xactimate estimate (estimating software use by most insurance companies)
  • IGuide 3D floor plans and video
  • Photos of interior and exterior
  • Satellite imagery of roof and building elevations
  • Mitigate damage assessment and reports; moisture maps indicating moisture inside ceilings, walls and floor
  • Manage site inspections with insurance company representatives
  • Arrange contractors, engineers, inventory specialists, forensic accountant, meteorologist and attorney (as required)


• Act as YOUR representative, manage all communication with your insurance company


• Submit claim report and Proof of Loss to insurance company


• Negotiate maximum claim compensation for you, our client.